Insurance Law

Kubat Law & Consultancy: Insurance Law and Compensation Management Kubat Law aims to secure the material and moral rights of its clients in all disputes arising from insurance policies and from the materialisation of the risk. In processes requiring technical knowledge — such as disputes with insurance companies, compensation calculations and the determination of policy coverage — we adopt a solution-oriented and meticulous legal approach that prevents losses of rights. Our Areas of Expertise within Insurance Law The complex structure of insurance relationships can lead to increased grievances if not managed with the right strategy. Our firm provides representation and consultancy in every area of insurance law, primarily under the following headings: Material and Bodily Compensation Arising from Traffic Accidents: Collection from insurance companies or the relevant parties of compensation claims such as loss of life (compensation for deprivation of support), disability (permanent incapacity to work) and vehicle depreciation resulting from a traffic accident. Medical Malpractice (Physician Error) Insurance Cases: Processes for compensating damages arising from medical practice errors under compulsory professional liability insurance. Work Accident and Social Security-Related Insurance Cases: Pursuit of bodily damages arising after a work accident and of rights under the employer's financial liability insurance. Personal Accident, Life and Disability Insurance: Full collection of the compensation rights arising from unexpected events, in accordance with the general and special terms of the policy. Fire and Natural Disaster Insurance: Disputes regarding the determination of damage to property caused by fire, flood or other disasters and the payment of insurance sums. Strategic Dispute Resolution In insurance law, what is essential is not merely filing a lawsuit, but also managing the processes before the Insurance Arbitration Commission and placing negotiations with insurance companies on a professional footing. As Kubat Law, we correctly analyse the limits of policy coverage, meticulously scrutinise accident reports and expert examinations, and closely follow the legal application periods (prescription and notice periods) on behalf of our clients. Why Kubat Law? Especially in large-scale material damage and irreparable bodily harm, the offers presented by insurance companies often fall below the actual loss. From its Istanbul office, Kubat Law wages an effective legal struggle — in light of current legislation and the Court of Cassation's compensation calculation methods — so that its clients are compensated for their full and actual losses.